LIC AAO

The LIC AAO (Assistant Administrative Officer) exam is a prestigious examination conducted by the Life Insurance Corporation of India (LIC) to recruit candidates for the position of AAO Specialist in various LIC offices across the country. LIC, established in 1956, is India’s largest insurance company, and it offers a significant opportunity for candidates to build a career in the insurance sector.

• Exam Conducting Body: Life Insurance Corporation of India (LIC)

• Post: Assistant Administrative Officer (AAO) Specialist

• Purpose: Recruitment of eligible candidates for AAO positions across LIC's branches.

• Number of Offices:

  • 8 Zonal Offices

  • 133 Divisional Offices

  • 2048 Branch Offices

About LIC

• Established: 1956

• Nature: Indian state-owned Insurance Group and Investment Company

• Significance: LIC is not only the largest insurance company in India but also plays a critical role in the nation's economy by providing life

• insurance policies to millions and managing a vast investment portfolio.

LIC AAO Job Profile

The candidates who meet the LIC AAO Eligibility Criteria are eligible to take the exam. The job of a LIC AAO is actually a desk job. It basically revolves around the administrative work in LIC. Prior knowledge about the job roles and responsibilities of a LIC AAO, will help you work confidently in case you crack the selection phases. There is a major list of work roles to be carried out by the employee with efficiency. The tasks to be carried out by them are, 

• Formulating new schemes and checking the already existing and new policies. 

• Supervising and filing claims and settlements of the customers. 

• Rendering assistance and coordinating with the respective other departments as well. 

• Maintaining cordial relations with the customers, interacting with them, and coming up with the solutions to their queries.

• Completing tasks on time, as assigned by the higher departmental authorities.

• Inspection of existing facts and pointing out factual errors. 

LIC AAO Exam Summary / LIC AAO Exam 2024 Highlights

LIC AAO 2024 Important Dates

Here is a table summarizing the expected important dates for the LIC AAO 2024 exam:

LIC AAO 2024 vacancy

The LIC Assistant Administrative Officer (AAO) vacancy details are released along with the official notification. For the LIC AAO 2023 exam, the total number of vacancies was 300. Below is the category-wise breakdown of the vacancies:

LIC AAO 2024 Apply Online

LIC accepts online applications for the position of Assistant Administrative Officer (AAO) through their official website licindia.in. Once the LIC AAO 2024 notification is released, the online registration link will be activated.

You can apply directly for LIC AAO 2024 using the link provided below once it becomes available:

Click to Apply for LIC AAO 2024

Make sure to check the official LIC website regularly for updates on the application link and other relevant details.

How to Apply Online for LIC AAO 2024

1.    Visit the Official Website:

o   Go to licindia.in.

2.    Find the Recruitment Advertisement:

o   Click on "Careers" to locate the LIC AAO Recruitment 2024 advertisement.

3.    Register:

o   Enter your name, email ID, phone number, etc. You'll receive a provisional registration number and password.

4.    Fill Out the Form:

o   Complete the personal, academic, and communication details accurately.

5.    Upload Documents:

o   Upload your photograph, signature, and other required documents.

6.    Verify Details:

o   Check the details you’ve entered before proceeding.

7.    Pay the Application Fee:

o   Pay the required fee through the available payment methods.

8.    Submit the Application:

o   Your application will be accepted provisionally.

Documents Need to Apply for LIC AAO 2024

1.    Scanned Photograph(4.5 X 3.5 cm) & Signature(black ink)

2.    Valid personal email ID and mobile no

3.    left thumb impression (on white paper with black or blue ink)

4.    a handwritten declaration (on white paper with black ink): “I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true, and valid. I will present the supporting documents as and when required.”

5.    The payment can be made by using Debit Cards (RuPay/ Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets.

LIC AAO 2024 Fee Details 

Based on last year's notification, the application fee for LIC AAO is as follows:

Candidates are required to pay an application fee of Rs. 700/- after filling the application form. The fee can be paid online through internet banking, Debit/Credit Card, UPI, or any other payment method provided by board. Please check the official LIC AAO 2024 notification for any updates or changes to the fee structure.

Eligibility Criteria

The Eligibility criteria of LIC AAO post include the fulfilment of age limit criteria and education qualification. Candidates must check the essentiality for the LIC Recruitment for AAO . Please note the following points:

LIC AAO Age Limit

Candidates belonging applying for LIC AAO 2024 belonging to the unreserved category must be between 21 years to 30 years. Relaxation on age for reserved category candidates is as per Government Norms which is given below.

Age Limit

• Minimum Age: 21 years

• Maximum Age: 30 years

Age Relaxation:

LIC AAO Educational Qualification

A candidate must hold a Bachelor’s degree from a recognized university or institute. The educational qualification mentioned should be from a University/Institute/ Board recognized by Govt. of India / approved by the Government Regulatory bodies and the result should have been declared on or before 01.01.2024. Proper documents from Board / University for having declared the result on or before 01.01.2024 have to be submitted at the time of the interview.

LIC AAO Recruitment 2024 Selection Process

The LIC AAO selection process includes four stages:

1. Preliminary Examination (Phase 1) -Objective type exam(Online Mode)

2. Main Examination (Phase 2)- Objective Descriptive Exam(Both Online Mode)

3. Interview

4. Pre-Recruitment Medical Examination

Note: Marks obtained in the Main Examination only will be considered for shortlisting for interview and marks obtained in the Main Examination + marks obtained in the Interview will be considered for the final merit listing of candidates. After the interview, candidates will be called for a medical examination too. Only Medically fit candidates will be considered for final appointment as per the rules.

LIC AAO Recruitment Exam Pattern

The LIC AAO Pattern is similar to other bank exams. For the two-staged online exam, the preliminary exam will be followed by the main exam. The exam pattern for both the Prelims and Mains Exam has been tabulated below.

LIC AAO Prelims Exam Pattern

Note: The English Language Test will be of a qualifying nature and marks in the Language section will not be counted for ranking.

LIC AAO Mains Exam Pattern

LIC AAO Descriptive Exam Pattern

1. Descriptive Tests: English Language tests are qualifying in nature and marks will not be counted for ranking.

2. Test Qualification: Candidates must qualify each test individually; marks in objective tests of the main exam are essential.

3. No Negative Marking: There is no penalty for incorrect answers in the objective tests of the main examination.

4. Final Selection: Based on marks in the Main Examination and Interview only; Preliminary Examination marks are not considered for final selection.

LIC AAO Syllabus

The syllabus for the LIC AAO 2024 exam covers Reasoning, Quantitative Aptitude, General/Financial Awareness, English Language, Professional Knowledge, and Current Affairs. To advance to the interview stage, candidates must pass the Mains exam with a minimum cut-off, making it crucial to be well-versed in each subject area.

LIC AAO Salary 2024: Structure & PayScale

The LIC AAO salary structure for 2024 starts with a basic pay of ₹53,600. The pay scale is structured as ₹53,600-2645(14) – 90630 – 2865(4) – 102090. Initially, there is an annual increment of ₹2,645 for the first 14 years, reaching a basic pay of ₹90,630. Following this, the increment increases to ₹2,865 for the next 4 years, culminating in a final basic pay of ₹1,02,090. Along with the basic pay, LIC AAOs receive various allowances, including Dearness Allowance (DA), House Rent Allowance (HRA), and other perks, making the total compensation highly attractive.

Tips to Prepare for LIC AAO Preliminary Exam

Preparing for the LIC AAO Preliminary Exam requires a strategic approach across all sections: English, Reasoning, Quantitative Aptitude, and General Awareness. Here are some expert tips to help you ace each section:

1. English Language

• Focus on qualifying this section since it’s not counted in the final merit.

• Prioritize topics like Cloze Test, Reading Comprehension, and Error Spotting.

• Use targeted study materials and quizzes to strengthen weak areas.

2. Reasoning Ability

• Concentrate on high-scoring topics like Coding-Decoding, Syllogism, and Logical Reasoning.

• Practice puzzles, but move on quickly if a question seems too challenging.

• Use quizzes and previous year papers to hone your skills.

3. Quantitative Aptitude

• Regularly solve Number Series and Simplification problems to improve speed.

• Practice Data Interpretation sets across different graph types.

• Focus on core topics like Arithmetic Word Problems, Approximation, and BODMAS.

4. General Awareness

• Read newspapers and NCERT books for a strong foundation in Current Affairs.

• Focus on news related to insurance, banking, and national events.

• Prepare daily notes but avoid learning new material close to the exam.

General Strategy

• Create a Timetable: Develop a personalized study plan and stick to it.

• Focus on Key Chapters: Prioritize easy, high-scoring topics and balance them with challenging ones.

• Mock Tests: Take regular mock tests and analyze your performance to identify areas for improvement.

• Daily Review: Spend time each day assessing your progress and adjusting your study plan as needed.

By following these tips and maintaining consistent effort, you'll be well-prepared to succeed in the LIC AAO Preliminary Exam.

LIC AAO 2024 Admit Card

The admit cards for the LIC AAO 2024 preliminary exam will be issued approximately 15 days before the exam date on the official LIC website @licindia.in. Separate admit cards will be released for the Prelims and Mains exams. The Mains exam admit card will be available after the declaration of the Prelims results, and only candidates who qualify the Prelims will receive it.

LIC AAO 2023 Cut-Off Summary

The LIC AAO 2024 cut-off marks will be announced after the examination. Candidates can refer to the previous year’s cut-off marks to gauge the exam level. Below are the section-wise and category-wise cut-off marks for LIC AAO Prelims 2023:

LIC AAO Prelims Cut-Off 2023

LIC has released LIC AAO Cut Off marks category-wise along with LIC AAO Score Card 2023 on 10th November 2023. This year, cut off marks will be prepared out of 70 marks. The marks obtained in the Mains examination & interview will be the final LIC AAO Cut off, however, to appear in Mains, candidates must qualify in Prelims Exam.

LIC AAO Mains Cut-Off 2023

LIC AAO Mains Cut Off 2023 has been released category-wise and section-wise. LIC AAO Mains Cut Off for General (UR) Category candidates is 223 for SC, ST, OBC is 164, and for EWS category is 198. Check the cut off marks from below table. 

LIC AAO Final Cut-Off 2023

LIC AAO Final Cut Off 2023 for UR is 281, SC is 244, ST is 205, OBC is 266, and for EWS is 272. Check category-wise LIC AAO Final Cut Off marks of Mains and Interview.

For the latest updates on LIC AAO 2024, stay tuned to the official LIC website.